Home Buying Process

July 9, 2018

TIPS FOR A TIMELY CLOSING for the buyer

home buying, first time homes buyer, title, buyer tips

Purchasing a home can be a rewarding experience, but there may be delays in the closing due to situations that could have been avoided. At First American Title, we understand that by keeping you informed and helping you prepare for the closing day, it is likely you will have a ...

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June 17, 2018

Home Buying Terms

carmel valley, house for sale, home buying

Home Buying Terms

Acknowledgment:

A formal declaration

made before an authorized official (usually a notary public) by the person who has executed (signed) a document that his/her own act and deed. In most instances, documents must be acknowledged (notarized) before they can be accepted for recording.

Adjustable Rate Mortgage ...

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June 17, 2018

GETTING PRE-QUALIFIED, Home Buying Process

financing, loan, mortgage, getting prequalified, homebuying

FINANCING

GETTING PRE-QUALIFIED

Once you have an idea of the type and size home you want and the area you’d like to look in, you should be pre-qualified by a Lender. By doing this before looking for a home, you’ll save yourself time, energy and frustration because pre-qualification can:  ...

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June 17, 2018

Home Buying Process, who pays what?

home buying process, buy a home, loan fees, homeowner, closing costs

WHO PAYS WHAT?

THE SELLER CAN GENERALLY EXPECT TO PAY FOR ...

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June 17, 2018

Home Buying Inspection Process

home inspection, home buying, inspection tips, contingency

 

INSPECTION PROCESS

During the contingency period, the Buyer or Seller will order physical inspections as specified in the Purchase Agreement. Legislation mandates (under Civil Code 1102) that the Seller has the responsibility to reveal the true condition of the property on a Transfer Disclosure Statement. This may help determine ...

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June 17, 2018

What is Title Insurance?

 

 

 

home buying process,title insurance, escrow, title, realtor

TITLE INSURANCE

In California, most real estate transactions ...

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June 17, 2018

LIFE OF A HOME PURCHASE & SALE TRANSACTION

LIFE OF A PURCHASE & SALE TRANSACTION

It all begins with the offer and acceptance skillfully negotiated by the Realtors® representing Buyer and Seller. Buyer

• Submits a written offer to purchase (or accepts the Seller’s counter-offer accompanied by a good faith deposit amount.

• Applies for a new loan ...

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June 17, 2018

Homes Buying Process, Who is who?

WHO’S WHO?

Professionals involved in your transaction. REALTOR® A licensed real estate agent and a member of the National Association of Realtors, a real estate trade association. Realtors also belong to their state and local associations of Realtors.

LISTING AGENT

The listing agent or broker forms a relationship with the ...

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June 17, 2018

Home Buying Process, San Diego California

Home Buying Process, San Diego California

HOME BUYING PROCESS

1. Get Pre-Qualified by Lender

• Obtain pre-qualification letter.

 

2. Property tours

• Tour homes that suit your needs and preferences.

• Educate yourself about the current housing market.

 

3. Target an IDEAL home and write an offer

• Deliver your earnest money deposit (this ...

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June 12, 2018

5 Common Property Title Problems

5 Common Property Title Problems, Buying a Home

Have you ever wondered why you need title insurance? Your home might be new to you, but every ...

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